Invoice Factoring & AR Financing

Your Invoices.
Immediate Capital.

Bravimi Capital advances up to 90% of your outstanding B2B invoices within 24 hours, so you can pay suppliers, hire staff, and grow without waiting 60 or 90 days to get paid.

Apply for funding See how it works
  • Up to 90%
    Invoice advance rate
  • 24 hrs
    Time to fund
  • $5M+
    Capital deployed
  • No minimums
    No long-term lock-in
Bravimi Capital eagle-in-shield emblem

What is Bravimi Capital?

Bravimi Capital, LLC is a commercial invoice factoring and accounts receivable financing firm headquartered in Lincolnshire, Illinois. The firm advances up to 90% of outstanding B2B invoices within 24 hours, with same-day approvals based on the borrower's customer credit, not their own.

Headquarters
250 Parkway Dr, Suite 150, Lincolnshire, IL 60069
Phone
(312) 766-0239
Hours
Monday to Friday · 8:00 AM to 6:00 PM CT
Advance rate
Up to 90% of approved invoice value
Time to fund
24 hours after approval & verification
Approval basis
Your clients' credit, not yours
Minimum contract
None. No lock-in, no monthly minimums
Our Services

Every way we can fund your business.

From single invoices to full-portfolio programs, Bravimi Capital structures financing around how your business actually works.

01

Invoice Factoring

Sell your outstanding B2B invoices for immediate cash. We advance up to 90% within 24 hours, then remit the balance once your client pays.

02

Spot Factoring

Need capital from just one invoice? Spot factoring lets you choose specific invoices without committing your entire receivables ledger.

03

Non-Recourse Factoring

Eliminate bad-debt risk entirely. We absorb the credit risk on approved invoices. If your client becomes insolvent, you keep the advance.

04

Recourse Factoring

Lower fees, maximum advance rates. You retain credit responsibility while benefiting from the most competitive pricing in our suite.

05

Revolving Credit Facility

A flexible receivables-backed line of credit that scales with your revenue. Draw as invoices are issued, replenish as clients pay.

06

AR Management

Let us handle collections, buyer credit checks, and aging reports, freeing your team to focus on growth while we optimize your portfolio.

Simple Process

Funded in four steps.

No lengthy bank applications. No collateral. No equity dilution. Just fast, straightforward working capital.

01

Apply in Minutes

Fill out our simple online form. We need basic details about your business and the invoices you want to factor. Nothing more.

02

Same-Day Approval

We evaluate your clients' credit, not yours. Most approvals are returned the same business day your application is received.

03

Submit Invoices

Upload invoices through our secure portal. We verify with your client and initiate the funding wire immediately upon confirmation.

04

Cash in Your Account

Up to 90% hits your bank within 24 hours. When your client pays us, we remit the remaining balance minus our transparent fee.

Why Bravimi Capital

A capital partner built for speed.

We're not a bank. We're a dedicated factoring firm that moves at the pace of your business by approving, funding, and supporting you faster than any traditional lender.

Start your application

Approval based on your clients, not you

Startups, thin credit, or companies in recovery are all welcome. We fund based on your buyers' creditworthiness.

Transparent, flat-fee pricing

No hidden charges, no variable rate surprises. You always know exactly what factoring will cost before you submit.

No minimums or long-term lock-in

Use our facility when you need it, step back when you don't. We grow when your business grows.

Dedicated relationship manager

Every client gets a single point of contact who knows your account. No call centers, no ticket queues.

Confidential factoring available

Optional programs where your clients are never informed you're factoring, which preserves your business relationships.

Industries We Serve

If you invoice, we fund.

We work with B2B businesses across every sector. If you have outstanding invoices from creditworthy clients, we can put that cash to work for you.

Trucking & Freight

Construction

Manufacturing

Staffing Agencies

Healthcare & Medical

Technology & IT

Agriculture & Food

Distribution & Wholesale

Frequently Asked Questions

Answers to the questions operators ask most.

The fast facts on how factoring with Bravimi Capital works.

What is invoice factoring?

Invoice factoring is a form of receivables financing in which a business sells its outstanding B2B invoices to a factoring company at a discount in exchange for immediate cash. Bravimi Capital advances up to 90% of the invoice value within 24 hours and remits the remaining balance, minus a flat fee, after the end customer pays.

How much of my invoice will Bravimi Capital advance?

Bravimi Capital advances up to 90% of the face value of approved B2B invoices. The balance is remitted to the borrower once the underlying customer pays, minus the agreed flat factoring fee.

How fast can Bravimi Capital fund me?

After approval and invoice verification, Bravimi Capital wires funds to the borrower's bank account within 24 hours, typically the same business day for invoices submitted before the funding cutoff.

Do I need good personal or business credit to qualify?

No. Bravimi Capital approves factoring lines based on the creditworthiness of the borrower's customers, not the borrower's own credit profile. Startups, businesses with thin credit, and companies recovering from prior credit events are all welcome to apply.

What is the difference between recourse and non-recourse factoring?

With recourse factoring, the borrower retains credit risk. If the end customer fails to pay, the borrower is responsible for repurchasing the invoice. Recourse factoring has lower fees and higher advance rates. With non-recourse factoring, Bravimi Capital absorbs the credit risk on approved invoices; if the customer becomes insolvent, the borrower keeps the advance.

Are there minimums or long-term contracts?

No. Bravimi Capital does not require monthly minimums or long-term contracts. Borrowers can factor invoices on their own schedule and step back when they do not need financing.

Is factoring confidential?

Confidential factoring is available on request. Under a confidential program, the borrower's customers are not informed that their invoices have been factored, preserving the underlying commercial relationship.

What industries does Bravimi Capital serve?

Bravimi Capital works with B2B businesses across trucking and freight, construction, manufacturing, staffing agencies, healthcare and medical services, technology and IT services, agriculture and food, and distribution and wholesale.

Where is Bravimi Capital located?

Bravimi Capital, LLC is headquartered at 250 Parkway Dr, Suite 150, Lincolnshire, Illinois 60069. The firm serves clients across Illinois, the Midwest, and the broader United States.

How do I apply or get in touch?

Fill out the contact form below or call (312) 766-0239 during business hours (Monday through Friday, 8:00 AM to 6:00 PM Central Time). Inquiries route directly to a dedicated relationship manager.

Get in touch

Let's talk funding.

Whether you're ready to factor your first invoice or want to understand your options, our team will give you a straight answer. No pressure, no obligation.

Phone
(312) 766-0239
Monday through Friday, 8:00 AM to 6:00 PM CT
Office
250 Parkway Dr, Suite 150
Lincolnshire, IL 60069

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